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Unlock the key to stress-free property management with Rent Guarantee Insurance
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Covers Rent Arrears up to £8000 per month until vacant possession is gained
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50% of the rent paid for up to 3 months after gaining vacant possession.
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No excess
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Up to £50,000 of legal expenses cover
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Includes legal costs for mediation, defence, rent recovery and damage.
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Issuing of notice included.
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Payable Monthly or annually
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Free 24/7 Legal Advice HelpLine
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HMO cover available
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Free assistance with your legal obligations to ensure your claim is successful.
Underwritten by:
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In Partnership with:
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What is Rent Guarantee Insurance?
Rent Guarantee Insurance is designed for landlords to cover them if their tenants can't or won't pay their rent.
The policy will pay the rent for the landlord while managing the full eviction case to get vacant possession of the property.
Why take Rent Guarantee Insurance?
While most tenants pay their rent on time, unexpected events can happen causing people to lose their jobs, fall ill or simply find the cost of living makes it hard to make ends meet.
A March 2022 report by Citizens Advice found:
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One in six tenants was worried about being able to pay their rent over the next three months.
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It estimated that 425,000 renters –nearly one in ten – were in arrears, owing an average of £937 each.
Rent arrears will impact most landlords, impacting their lifestyle or ability to pay their mortgage. Insuring your tenancy under Rent Guarantee Insurance will cover you if your tenant can't or won't pay their rent, meaning you can relax knowing your rent is covered.
How do I get a quote?
1) Request a callback from one of our Rent Guarantee Specialists via the link below.
2) During the call, we will discuss your requirements and run through your obligations to make sure a claim is successful.
3) You confirm you want to proceed with cover and we send you a link for payment via our cloud-based portal.
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Who is the insurer of your Tenant Contents InsuranceOur Tenants Contents cover is underwritten by a panel of cherry picked insurers consisting of Axa, LV, RSA and UK General.
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Who should i contact in the event of a claim?In the event of a claim, you should contact your underwriter which will be detailed on your certificate of insurance.
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Can i transfer my No Claims Discount (NCD) from another policy?Yes. If there is more than one person named on the policy with two different NCD, the higher can be used I'm sharing the property but the only one named on the tenancy agreement.
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Are we all covered by this policy?The policy covers you, your partner and any other person permanently living with you under their tenancy agreement (including any children or foster children). The policy does not cover lodgers or other tenants not covered under your tenancy agreement.
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What is the cooling off period for this cover?There's a 14 day cooling off period from the start of the policy. In the event of cancellation after the cooling off period, a pro rata refund will be given if no claim has been made.
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What is the most i can claim for one item?The most you can claim for any one valuable is £2,500 unless the item is specified on the policy.
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I work from home, is my business equipment covered?"Business equipment is covered up to the sum insured for clerical work only. Business equipment is defined as computer equipment, printers, photocopiers, computer aided design equipment, office furniture and furnishings and telecommunications equipment used in any way for business purposes. This does not include any property held as stock.
Reducing the risks of managing rental property since 2011
Since 2011 we have been providing innovative tenant referencing and insurance products for Landlords, Letting Agents and Tenants. Our ever-expanding suite of products is constantly adapting to market conditions to ensure you have the best possible protection when managing rental property.
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